401K & Retirement Accounts 2011 Mid-Year Reallocations Summary

We did some minor re-allocations to keep the allocation steady at 37-34-29 split among domestic, international, and bond funds respectively. During the year the allocation shifted to 36.6-33.7-29.7 due to the performance differences among the sectors. Following are the details of the exchange transactions:
  1. Moved 0.3% of total portfolio value from Pimco Total Return Fund (PTTRX) to Fidelity Diversified International Fund (FDIVX).
  2. Moved 0.4% of total portfolio value from Pimco Total Return Fund (PTTRX) to Fidelity Low Priced Stock Fund (FLPSX).
Below is our updated portfolio:


Symbol% of PortfolioFund FeesFund Return YTD (After Fees)Comments
ABF Small Cap Value (AVFIX)4.950.821.86A Small-cap value fund with about 1.2B of total assets under management.
Artisan Mid-cap Value (ARTMX)2.191.217.62A mid-cap value fund with about 3.7B of total assets under management.Top 10 holdings account for 30% of assets.
Dodge & Cox Stock Fund (DODGX)6.700.522.96A Large cap value fund with a history of outperforming the S&P500 index. Has very low turnover ratio. The fund is very big (~70B) and so outperformance may be harder to come by going forward.
Fidelity Diversified International Fund (FDIVX)17.901.00(0.60)Diversified large-cap international growth fund. This fund is very big at over 58B. Turnover is at 58%. Has a history of outperforming its related index, the MSCI EAFE.
Fidelity Small Cap Stock Fund (FSLCX)4.770.951.80None.
Fidelity Low Priced Stock Fund (FLPSX)3.930.835.91None.
PIMCO Total Return Fund (PTTRX)17.57 0.523.11None.
Calomos Growth A (CVGRX)4.311.220.77A 12B large cap growth fund. The top 10 holdings represent about 27% of assets.
Schwab S&P500 Index (SWPIX)3.470.362.96An index fund that tracks the performance of the S&P500 index benchmark.
William Blair International Growth (WBIGX)4.041.67(1.33)A 5B large cap international fund with between 10 and 25% exposure to emerging markets.
Vanguard Pacific Stock Index (VPACX)3.690.27(4.70)An index fund that tracks the performance of the MSCI Pacific index benchmark.
Vanguard Inflation Protected Securities (VIPSX)8.420.205.41Invests in inflation indexed bonds (primarily US) with maturities between 7 and 20 years.
Vanguard Emerging Market ETF (VWO)6.690.25(2.15)None.
Fidelity International Real Estate Stock Fund (FIREX)0.790.96(3.84)None.
Fidelity Small Cap Growth Fund (FCPGX)3.761.095.21None.
Fidelity Select Technology (FSPTX)1.390.88(0.99)A sector specific fund focused on large cap technology stocks with about 2B in assets under management. Top 10 holdings account for 45% of total assets.
Fidelity Select Health Care (FSPHX)1.540.8712.33A sector specific fund focused on large cap healthcare stocks with about 2B in assets under management. Top 10 holdings account for 38% of total assets.
Vanguard Pacific ETF (VPL)0.890.00(4.30)
Cash and Money Market0.2700None.
Pension Plan2.7303.70Company Fully Vested Cash Balance Pension Plan.

For the rest of 2011, our strategy should remain the same - if the market rallies we will shift more into bonds and vice-versa.



0 Comments::

Labels

401k (25) Advanced Placement (4) airlines (2) AP (4) barbuda (2) bay area (2) BDCs (4) beating inflation (16) best sites (9) books (3) Business (44) Camcorders (3) cancun (3) CANROYs (9) Carnival (20) Carnivals (35) casino (3) Casio (2) CEF (2) Class Action Settlements (2) Consumer Product Reviews (30) Covered Calls (22) Credit (45) Debit (33) Digital Piano (3) Direxion (2) dry bulk shipping (4) Economy (33) Education (21) Elementary Education (10) Elementary School Textbooks (5) eReaders (2) ESPP (6) ETF (2) ETN (2) Everyday Musings (63) Exiting the rat race - how to? (22) Financial Independence (206) Flash Camcorders (3) Flip (3) free (17) Frugal Living (73) gambling (3) garmin (2) giveaway (15) gps (3) High School Education (7) High School Textbooks (6) hobby (47) home ownership (5) Homes (14) Homeschool (18) Infinuvo (7) Investment Portfolio (199) Investment Research (7) Investments (18) iRobot (3) Kawai (2) Kids (73) Kids Yamaha (3) Kindle (2) Korg (2) laptop (5) Las Vegas (2) Middle School Education (4) Middle School Textbooks (3) Mini Notebook (2) mortgage (2) Mutual Funds (4) Netbook (3) Notebook (2) Oahu (2) offers (2) online tax (2) passive income (38) philately (61) Piano (5) product reviews (11) Raising Kids (63) Rat Race (16) reading (5) Reducing Expenses (18) REIT (3) Retirement Portfolio (19) Reviews (83) Robotic Vacuum (2) Roland (2) Roomba (10) Roundup (15) Roundups (20) Services - Reviews (37) Ski (5) Sled (4) Solar Stocks (27) Southwest (2) stamp collecting (40) stamps (20) Statue of Liberty (2) Stock Analysis (124) Stock Portfolio Updates (101) stocks (21) summer (2) tax (4) Teacher's Editions (5) Technology (4) Time Square (2) Travel Reviews (52) trip report (13) Video (3) Yamaha (7)

Google Analytics