Carnival of Road to Financial Independence #25

Welcome to the November 16, 2010 edition of road to financial independence.

Beating Inflation

Rick Schiano presents Biblical Prosperity posted at Ricks Victory Blog.

Frugal Living

Jessica Bosari presents What to do When the Financial Road Gets Rocky | posted at Billeater, saying, "Getting through the hard times."

Christina Crowe presents Set Up Your Dream Lifestyle: Prepare for the Life You Want posted at Cash Campfire, saying, "How do you want to live 5 years from now?

This article walks you through how to reacquire your dreams, set goals, and achieve your ideal lifestyle so that you can shape your future."

Madison DuPaix presents 10 Frugal Tips from the Tightwad Gazette posted at My Dollar Plan, saying, "10 tips from the master of frugality!"

Jason @ Redeeming Riches presents Getting Dirty to Destroy Your Debt – One Toilet at a Time! posted at Redeeming Riches, saying, "How far would you go to pay off your debt? Would you clean restrooms on a weekly basis? Take a look at our story of overcoming debt one commode at a time."

Warren presents Logistics of frugal living arrangements, or ?Where to put your caravan? posted at Becoming Free . net, saying, "Frugal living ain't as simple as buying a caravan, it seems. There's a battle against red tape, too (and other logistical considerations)."

Joe Plemon presents My Car Needs an Engine. Should I Sell it, Fix it or Junk it? posted at Personal Finance By The Book, saying, "What do you do when your beloved car needs an engine: sell it, fix it or junk it? This post explores the options."

Linder presents Budgeting , Financial Advice Zone posted at Financial Advice, saying, "Creating a budget and then sticking to the budget is among the more difficult things you will try to accomplish in personal finance. Budgeting requires discipline, planning and commitment"

Jane Sanders presents The Benefits of Negotiating Debt Settlements Yourself posted at Debt Management.

Wenchypoo presents How to Pull the Plug on Your Best Friend, Save Energy, and Still Have Stored Meat posted at Wisdom From Wenchypoo's Mental Wastebasket.

PT presents Cars Under $1000: How to Find Them posted at Prime Time Money, saying, "If you are getting out of debt or just looking for a cheap car for your kids, here are tips for finding a car for less than $1000 that isn't a lemon."

Sun presents Don’t Look Now! The Christmas Shopping Season Is Just Ahead posted at The Sun’s Financial Diary.

MoneyThinking presents Date Night For Cheap posted at Money Thinking, saying, "It’s Friday. You want to do something different then just sit at home tonight. But, the economy is still not the best it could be and your budget’s a little tight, especially with the holidays coming up. What to do? Well, today, we’re going to share with you some fun tips to make your date night cheap… or in some cases,..."

Buck Weber presents Five Interesting Frugal Videos posted at THE BUCK LIST, saying, "The following are five interesting videos showing many ways people who are practicing the art of frugality can conserve resources and save money, courtesy of YouTube."

Passive Income

Paul Horowitz presents Building a Successful Online Business – It's All About the Goals | Biz Jewel posted at Biz Jewel, saying, "This article details the importance of setting goals when working a home business that can set you up financially for life."

Chris Dean presents Roth IRA Application posted at, saying, "Fill out a Roth IRA application to start saving for retirement. Upon qualification the money you withdraw is completely tax free."

Mike Piper presents Types of Annuities: Annuity Definitions posted at The Oblivious Investor, saying, "What are the differences between the various types of annuities? Which ones are useful, and which ones are a raw deal?"

Michael Pruser presents High Yield Savings Account Offers posted at Dough Roller, saying, "thanks for the inclusion"

Michael presents 10 Tips For Buying a Rental Property posted at Consumerism Commentary, saying, "thanks for the inclusion"

Sunil presents Passive and Residual Income – What Does It Mean? Why So Good? posted at Sunil from The Extra Money Blog, saying, "Why is a passive and residual income stream much better than trading hours for dollars? Learn about it and how you can establish automated systems that generate income month after month"

Reducing Expenses

Sustainable Life Blog presents How to Payoff your Nelnet Student Loan posted at Sustainable Life Blog, saying, "This is a quick guide on how to reduce expenses by paying off your nelnet student loan!"

BWL presents Why Refinance A Car? posted at Christian Personal Finance, saying, "A look at whether or not it is a good idea to refinance your car..."

Jeff Weber presents How Much Can You Save with a 0% APR for 21 Months posted at Smart Balance Transfers, saying, "Families struggling with credit card debt can reduce monthly interest expenses and budget themselves out of debt with the smart use of long term 0% interest rate credit cards."

Stock Investments

Marvin Grossman presents We're No. 4! What the slip in U.S. competitiveness means posted at Savings Investor, saying, "Find out what the slip in US competitiveness might mean to CD rates."

Robert Moore presents What Are Good Investments For Your Retirement | 2011 Taxes posted at 2011 Taxes, saying, "Picking the right investments based on age is a great way to build a retirement portfolio."

FMF presents Market Timing Doesn't Work. Yes, It Does. No, It Doesn't. Yes, It Does. posted at Free Money Finance, saying, "Does market timing work to grow investments? Depends who you ask."

Arjun Rudra presents A Guide To Investing In Real Estate Investment Trusts (REITs) With Dennis Mitchell, CFA Of The Sentry REIT Fund posted at Investing Thesis, saying, "A Guide To Investing In Real Estate Investment Trusts (REITs) With Dennis Mitchell, CFA Of The Sentry REIT Fund"

Neal Frankle presents What Is The Best IRA Investment Now? posted at Wealth Pilgrim: Money Management Advice, Financial Stess Management, Addiction Recovery Plan & Resources, saying, "Of course there is no single “one size fits all” answer. It depends on your age, ability to withstand risk, financial goals and other considerations."

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