Carnival of Road to Financial Independence #22

Welcome to the August 17, 2010 edition of road to financial independence.

Frugal Living

David presents One Credit Card Rule Above All Else ? Don't Pay Interest! posted at Credit Card Offers IQ, saying, "Tips on how to not pay interest"

MoneyNing presents How to Dress Well on a Budget posted at Money Ning, saying, "Looking awesome and expensive clothes really isn't a synonym. Here are a bunch of ways you can save and still dress nice."

Colin Robertson presents Credit Karma Review posted at The Truth About Credit, saying, "An in-depth look at the so-called "free credit score.""

Aaron presents 10 Reasons To Use A Prepaid Card posted at Prepaidcards123, saying, "10 Reasons To Use A Prepaid Card"

Madison DuPaix presents 9 More Ways to Maximize Back to School Savings posted at My Dollar Plan, saying, "Great tips on saving during the back-to-school season!"

Susan Kilroy presents 10 Foods With a Really High Price Tag posted at

BWL presents No Fee Roth IRAs At Scottrade posted at Christian Personal Finance, saying, "One of the biggest annoyances with IRAs is the common annual IRA fee that brokers charge. Finally someone is doing away with the fee..."

Tom @ Canadian Finance Blog presents How to Keep Children Entertained On a Budget posted at The Canadian Finance Blog, saying, "Here are a few ideas to keep your children entertained without sacrificing yourself financially."

Sun presents Rent Textbooks To Save Money posted at The Sun’s Financial Diary.

Kara Sebbert presents 10 Signs You’re an Overspender posted at Fashion Merchandising Degrees.

Passive Income

PT presents Make Money for Free: Is it Possible to Make Money by Doing Nothing? posted at Prime Time Money, saying, "Money for free? Only if you give up time, labor, or something of value. I share some close to free ideas."

Alexander presents Real Estate Invement Trusts posted at Dividend Stocks, saying, "If you are looking for extra income from your investments, take a look at real estate investment trusts."

passive family income presents How to Build and Grow a CD Ladder posted at Passive Family Income, saying, "Building a CD Ladder is really not very hard. As long as you have a few thousand dollars to invest and don’t mind dong a little research, you can hedge against interest rate volatility. Spreading out your investments equally across evenly expiring certificate of deposit accounts can provide a safe and steady source of recurring income, which can help you increase your overall wealth."

Reducing Expenses

Jim & Martha presents New Credit Card Applications Hurt Your Credit Score posted at Wanderlust Journey.

Ramsay presents Get Help With A Late Mortgage Payment posted at Need Money Tips, saying, "Every time you turn around you hear about another friend, neighbor, or family member that has lost his or her job due to downsizing or through the general state of the economy."

Mike Piper presents 2011 Tax Brackets: What Will Change and How Should We Plan for It? posted at The Oblivious Investor, saying, "A look at likely 2011 tax changes, as well as some tips for ways you can minimize your tax burden in light of those changes."

Ryan presents Loyalty to your agent can cost you! posted at Even Cheaper Insurance, saying, "One of many posts I have written about saving money on insurance"

Charles Chua C K presents 7 More Ways to Reduce Your Expenses posted at All About Living with Life.

The Budget Socialite presents TBS COMMANDMENT #1: Thou shall seek true love – when shopping! posted at The Budget Socialite, saying, "It’s not easy being a budget socialite. There are so many things to do, places to be and shoes to buy, that things can get a tad bit overwhelming. But have no fear! To make life a little easier, we’ve come up with the budget socialite commandments. Use these guidelines to aid you on your fun, fabulous and well heeled journey. We wouldn’t steer you wrong."

Pinyo presents Get Your Free Credit Score Online posted at Moolanomy, saying, "Bad credit score can cost you a lot of money. Learn how to get your credit score for free and start working your way toward a better score."

Arjun Rudra presents How To Make Your Mortgage Interest Tax Deductible posted at Investing Thesis, saying, "For US homeowners, mortgage interest is automatically tax deductible. But for Canadians, the write-off is not so straightforward. In order to make your mortgage interest tax deductible, homeowners must be able to prove that the money is being reinvested and is not being used for personal expenses."

Joel presents Auto Insurance Reform | Dear Congressman: A Plea For Car Insurance Reform posted at Car Insurance Comparison, saying, "A fun look at a scenario where the government attempts to pass "car insurance reform"! Would we pay more? Pay less?"

Mitchell Alan presents Five Steps to a Monthly Budget | The Dollar Stretch posted at The Dollar Stretch, saying, "The first step to reducing expenses is to establish an effective and well thought out monthly budget!"

Tim Chen presents Amex is Hiking Fees on the Starwood Preferred Guest Nearly 50%, and it's Still a Good Deal. posted at NerdWallet Blog - Credit Card Watch, saying, "American Express has started sending out letters to its cardholders, informing them that it plans to raise the annual fee from $45 to $65 starting October 14th, and it’s modifying the rewards program a bit. If you’re a cardholder, you may be considering canceling the card in anger at the prospect of a higher fee, but we don’t think you should."

Michael Pruser presents The Financial Impact of Divorce posted at The Dough Roller, saying, "Divorce can ruin a family emotionally AND financially"

Stock Investments

Richard Day presents Building a Safe, Simple, Winning Investment Strategy posted at The SPXTimer Market Timer, saying, "Wouldn’t you love to see your investments grow at 30% per year?
How would you like over 75% of your trades being profitable?
Consider how fantastic it would be, to trade during bullish and bearish markets in your IRA.
What if it were also simple to follow?
Watch the video and learn the components of successful trading with only two ETFs."

Tradingsphere presents A Rough(er) Patch Will Soon Develop posted at Stock Tips, saying, "Reasons why stocks may be headed down over the next 12 months."

Dividend Growth Investor presents Wal-Mart (WMT): A High Dividend Growth Stock posted at Dividend Growth Investor, saying, "Wal-Mart Stores, Inc. operates retail stores in various formats worldwide. The company is member of the S&P 500, Dow Jones Industrials Average and the S&P Dividend Aristocrats indexes. Wal-Mart Stores has consistently increased dividends every year for 36 years. The company announced an 11% dividend raise in March 2010."

FMF presents Invest in All Six Asset Classes posted at Free Money Finance, saying, "Details the six assets classes that people need to consider investing in."

That concludes this edition. Submit your blog article to the next edition of
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