Carnival of Road to Financial Independence #18

Welcome to the April 20, 2010 edition of road to financial independence.

Beating Inflation

Hussein Sumar presents How to Calculate Return on Invesment (ROI) posted at Accounting, saying, "Return on Invesment as the name suggests is a financial valuation method that determines the percent of return investors are getting from their portfolio of investments. Return on Investment is probably one of the most important ratios that companies need to keep track of in order to determine the viability & continuity of their business."

Frugal Living

Juliana Torres presents 100 Personal Finance Posts Every College Student Needs to Read posted at Career Overview.

Lynnae presents Reward Cards Without Using Credit? PerkStreet Debit Card Rewards posted at, saying, "Why should those who use credit cards get all the rewards benefits? Rewards debit cards are becoming more popular and are a good option for those who don't like to use credit cards."

Joe Plemon presents Five Reasons Why a Penny Saved is Better Than a Penny Earned posted at Personal Finance By The Book, saying, "With apologies to Benjamin Franklin, a penny saved is actually better than a penny earned."

James Adair presents The Key to Difficult Conversations: Going Meta posted at Oregon Mortgage Blog, saying, "What is the impact of the health care reform on Mortgage Rates? As a Portland Mortgage Broker, I am interested in thinking about what this means for our financial markets and in particular what will this mean for our Oregon mortgage rates."

Colin Robertson presents Is a Balance Transfer A Good Idea? | Credit Card Balance Transfer Offers posted at Credit Card Balance Transfer Offers.

Writers Coin presents Five Money Ratios to Live By posted at Wisebread, saying, "Five simple ratios to simplify your financial life. But are some more valuable than others?"

Joe Johnson presents Save More, Dress Thrifty posted at Fashion Merchandising, saying, "Tips for savvy thrift store shopping."

Ricky presents Savings Account Rates posted at Stock Tips, saying, "Learn how you can save money with something as simple as finding the best savings account rates."

Passive Income

Online Dividends presents $100 Checking Bonus at Chase posted at Blogging Banks, saying, "Chase continues its strategy of offering $100 cash bonuses to new clients that open a checking account by May 28, 2010. Check below for offer details:"

Michael Pruser presents 5 Alternatives to Online Savings Accounts posted at The Dough Roller, saying, "Thanks for the consideration!


Reducing Expenses

Jim & Martha presents American Express & Southwest Airlines Membership Rewards Parting Ways June 30th posted at Wanderlust Journey.

CouponShoebox presents 8 Ways to Get More Bang for Your Entertainment Buck posted at Coupon Shoebox, saying, "There are many great ways to save on your entertainment expenses. Here are 8 of them!"

Simona Rich presents How To Eliminate Debt posted at Simona Rich Blog, saying, "You are in debt because you spend more than you earn. So logically to get out of debt you should spend less than you earn. It’s easier to say this than to actually do it, but it’s definitely possible to change your attitude towards money and get out of debt as a result."

Manshu presents Car buying tips posted at OneMint, saying, "9 car buying tips from my own car buying experience."

Heidi presents Little People Wealth: Saving Money Using Cashbaq posted at Little People Wealth, saying, "There are lots of ways to reduce expenditures and you do not want to overlook the amount you can save using a cash back program and online coupons."

MoneyNing presents 5 Tips for Remodeling Your Home the Smart Way posted at Money Ning, saying, "It's always good to maximize the benefits of each dollar. Here are a few ways to do so with a home remodel."

Wenchypoo presents Texting Doctor Parkinson posted at Wisdom From Wenchypoo's Mental Wastebasket, saying, "re: greatly reducing health care expenses."

Joel Ohman presents What happens if you let someone drive your car that has no auto insurance and they get into a wreck? posted at Car Insurance Comparison, saying, "Should you let someone drive your car? If so, do you know what happens if they wreck your car and they don't have adequate auto insurance or any auto insurance at all?"

Susan Howe presents 10 Creative Ways Recycling Can Save You Money in a Tough Economy posted at The Budget Life Blog, saying, "Recycling is not just good for the environment and health, but it can also help us save and make a little extra money. Especially that everyone needs to stretch every dollar that they can nowadays. This article provide some of the ways on how to green up our lives."

Darwin presents Should I Use the Energy Tax Credit for a New Central Air Unit? posted at Darwin's Finance, saying, "With a lucrative $1500 energy tax credit available through 2010, here's my assessment of whether or not to install a new Central Air Unit - pros and cons."

FYCR presents Should I hire a company to fix my credit reports for me? | Fix Your Credit posted at Comments on: Should I hire a company to fix my credit reports for me?, saying, "You can save thousands of dollars over your lifetime by raising your credit scores. Paying someone else to do it for you though, is not smart."

Stock Investments

PT Money presents Are You a Member of the Club? Roth IRA Qualifications posted at Prime Time Money.

LivingInVol presents Just how good is old weezy (Warren Buffet)? posted at Living in volatility, saying, "We find out just how good Warren Buffet is using the Omega ratio, a performance measure much more truthful than the plain old Sharpe Ratio. A challenge is made to find a fund that performs better than his."

Madison DuPaix presents OptionsXpress $100 Sign Up Bonus posted at My Dollar Plan.

Patty Pedersen presents What Will It Take for Google Shares to Return to an All-Time High? posted at AlphaProfit MoneyMatters - Investing Blog, saying, "Google's dominance of the Internet has translated into ample gains for Google shareholders since the IPO. Now, a few chinks are appearing in Google's armor. What lies ahead for GOOG stock?"

Austin Morgan presents Why 99.7% of People Should Avoid Actively Trading Stocks posted at Foreigners Finances, saying, "Trading stocks is often discussed like it's child's play, but in reality diving into stocks is a risky gamble that a majority of people should avoid. This post highlights those difficulties and shows you why you should reconsider your day trading hobby."

FMF presents Appreciating Assets Part 1: Stocks and Bonds posted at Free Money Finance, saying, "The basics of investing in stocks and bonds."

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Joe Plemon said...

Thanks for hosting and including my post. Much appreciated!

FYCR said...

Nice job on the carnival. Thanks for including my article.


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