Carnival of road to financial independence #17

Welcome to the March 23, 2010 edition of road to financial independence.

Beating Inflation

Evolution Of Wealth presents Cash Is Clementines!?! posted at Evolution of Wealth, saying, "For the average person that has a problem with debt cash makes sense. For the rest of use, cash will only slow us down. Cash is not king. Focus instead on the power of LUC (liquidity, use and control)."

Darren presents The Easiest Way To Beat Inflation posted at MORE than Finances, saying, "Inflation is a real force that has an impact on your money and finances. Here's the easiest way to not only protect yourself from it, but actually BEAT it!"

Frugal Living

Sandra Lopez presents 100 Inspiring Personal Finance Posts for the New Year posted at Accounting Degree.com.

Big Cajun Man presents Do you have saving questions? posted at Canadian Personal Finance Blog, saying, "Lots of questions to be asked about saving money..."

Sun presents Getting Ready to Create Your 2010 Budget posted at The Sun’s Financial Diary.

Wenchypoo presents Another Light Bulb Moment--This Time, It's Taxes posted at Wisdom From Wenchypoo's Mental Wastebasket, saying, "By only buying raw materials and making lots of things from them, not only are you saving the cost of those other finished goods, but you're saving TAXES by not buying them!

It's legal tax avoidance."

Joe Plemon presents Retirement Funds Tanked? Time to Redefine Your Retirement. posted at Personal Finance By The Book, saying, "When your retirement nest egg isn't what you hoped for, don't despair. Redefining your retirement may be the best thing that you ever did."

nissim ziv presents Why Choose Marketing as a Career? posted at Job Interview Guide, saying, "Perhaps you’ve thought about pursuing a career in marketing but you’re not quite sure if it is right for you.
You need additional information so that you can make an informed decision.
Why Marketing? A career in marketing can mean many things.."

Ben Klempner, MSW presents Debt Repayment is Spiritual posted at Effective Family Communication, saying, "Repaying debts and fugal living are spiritual approaches to life...when we stop to think about it..."

Madeleine Begun Kane presents Ode To "Rabbit Ears" posted at Mad Kane's Humor Blog.

Steve Faber presents Propose To My Girlfriend » Cheap Wedding Plans – How to Save A Bundle of Money on Your Dream Wedding posted at Propose To My Girlfriend, saying, "One way to start off your financial life on the wrong foot, is to begin your family with accumulated debt. If you want a great wedding, but might have to put most of it on your credit card, STOP! Here are some great strategies to save money, but still have a dream wedding."

Money Infant presents Live on Less Than You Make posted at Money Infant, saying, "The one cardinal rule that all financial experts will agree on is to Live on Less Than You Make."

Debra Jacobson presents How To Be Frugal: Saving Money on Eating Out posted at All Things Frugal, saying, "In lean economic times, eating at restaurants is generally avoided. However, there are ways to eat out without breaking the bank."

Abigail Perry presents I’m becoming a low-price snob posted at I Pick Up Pennies, saying, "Frugal victories are great, but sometimes they skew the rest of your price perceptions. And I'm not sure if that's a good or bad thing?"

chrisw23 presents Finding cheap short term car insurance for young drivers is easier today than every before posted at Temporary Car Insurance Blog, saying, "An article exploring why taking short term car insurance could be the best option for you financially."

Passive Income

David de Souza presents Tax Returns for Landlords. posted at UK Tax Blog, saying, "Due to house prices decreasing, more people are renting their properties instead of selling. This post offers 5 helpful tips to people renting their properties at the moment."

the2ndjob.com presents How Important Is a Website? posted at The 2nd Job.

Steve C presents How To Find Time To Start A Side Business posted at MyWifeQuitHerJob.com.

Stavros Georgiadis presents Top 10 Make Money Characteristics To Help You Make Money Online posted at Make Money, saying, "How to make money with a new perspective."

tristin presents How to Become a Millionaire ? Are You Bored of Those Get Rich Quick Schemes posted at tristinaugustus.com, saying, "inspiration 4 everybody"

MoneyNing presents 10 Ways to Eliminate Student Loans (Beyond Paying Them Off) posted at Money Ning, saying, "There are actually some creative ways to pay off your student loans if you are willing to work for it. Here are a few to get you started."

Kathleen Gaga presents A Simple Formula for Fast, Easy and Profitable Product Development posted at Street Smarts Marketing & Promotions, saying, "There are various types of information products you can develop; those that are used specifically for building your opt-in subscriber list, those that are used as revenue generates and those that accomplish both list building and revenue generating opportunities."

Reducing Expenses

Heidi presents 3 Cool Tools to Help you Save Money posted at Little People Wealth, saying, "Three Tools to help you save money online."

Alex presents Should I Use a Credit Card to Build Up Points for Rewards? | MoneyStance.com posted at MoneyStance - Money Making Opportunity Reviews, saying, "Alex’s get out of debt blog addresses a tough question, do you keep spending on credit cards because of the rewards program or is that too dangerous? See his progress on paying down a half a million dollars in debt and discuss this difficult question."

Emily Simmons presents How to Do a Debt Snowball posted at Be In Health Now, saying, "Who made a New Year's resolution to get out debt this year? This post on how to do a debt snowball should help."

Lynnae presents Why Tracking Expenses Important When Paying Off Debt posted at beingfrugal.net, saying, "Tracking your spending is important, if you want to stop the leaks in your budget and get out of debt more quickly."

emancave presents Living on a budget made easier with Mint.com posted at e-ManCave.com, saying, "Making a realistic budget and sticking to it is one key to financial independence but it's usually not easy and a lot of those fancy tools aren't easy to use either. Mint.com not only provides an easy web based tool to automatically import and track expenses against your budget but it also makes recommendations to reduce expenses further like focusing on the highest apr credit card or suggesting you do a balance transfer to a new card that has a special offer and it projects how much those changes will mean to your budget in the future. Having a visual of that impact is a huge motivator for me."

chuck machado presents Medical Bills Lower Credit Scores posted at Raise Credit Score, saying, "The biggest obstacle to raising credit report scores is the lack of credit card debt management. Your credit report shows not only how much you're spending, but how much you're paying toward reducing your debt. If you are making minimum payments, lenders can see this and they figure your are either not too bright or are struggling."

Susan Howe presents The 40 Top Twitter Feeds to Help You Save Money posted at The Budget Life Blog, saying, "To make saving money easy, these feeds have taken to Twitter to share tips and discounts on how to manage your budget and spend your hard-earned money wisely. Its worthy to know these things nowadays."

PT Money presents How to Find the Best Roth IRA Rates posted at Prime Time Money, saying, "All about keep expenses low for your Roth IRA."

DaveOzment presents Dollars Spent posted at Do You Dave Ramsey?, saying, "Money is dynamic and so too should be how we view our spending patterns.
THANKS for considering my article!
Dave"

Admin presents Fixed versus Variable Loans posted at Living in volatility, saying, "A comparison of fixed versus variable rate loans making use of the implied path of future interest rates by actively traded eurodollar futures market. The user can accurately asses which loan would be the cheaper given his investment time frame and mortgage rate offers."

jim presents Why Going to the Gym Saves You Money posted at Journal of Healthy Living.

squawkfox presents Free Budget Worksheets: Household Net Worth Spreadsheet posted at squawkfox, saying, "Knowing your household net worth can help you to reduce expenses and reach your financial goals sooner."

KCLau presents Bad Debt and Good Debt posted at KCLau's Money Tips, saying, "How do you distinguish between good debt and bad debt?"

Stock Investments

Jae Jun presents How to create online investment tracking spreadsheet posted at Old School Value, saying, "Use this free stock tracking spreadsheet or learn how to create your own dynamic online portfolio tracking spreadsheet that is always up to date. You can now view it anywhere, anytime."

FMF presents Asset Allocation and Investing Temperament the Sound Mind Investing Way (And Giveaway!) posted at Free Money Finance, saying, "The single-most important thing anyone can do to improve the return on their investments is to set and maintain an appropriate asset allocation. This articles gives thoughts on the process of doing so."

Darwin presents Business Development Companies – Excellent Overlooked Investment Strategy posted at Darwin's Finance, saying, "A Business Development Company (BDC) is a niche investment category that even many high yield investors don’t have much familiarity with. You probably should given what you're missing."

Nesher presents Never add to a losing position: Trading Decision Basics posted at Internet Stock Trading for Beginners.

Patty Pedersen presents Federal Reserve Discount Rate and Your Investment Decisions posted at AlphaProfit MoneyMatters - Investing Blog, saying, "Recently, the Federal Reserve raised the discount rate after nearly 14 months from 0.5% to 0.75%. This article explains if more rate hikes in store and what this rate hike means for stock, bond, commodity, and cash investments."

Praveen presents Omnivision Technologies (OVTI) posted at My Simple Trading System, saying, "Analysis of stock OVTI"

Larry Russell presents Evaluating Roth IRA Conversions posted at Best Personal Financial Planning Software, saying, "Trying to decide about a traditional IRA to Roth IRA conversion without first having a comprehensive lifetime financial plan in place makes absolutely no sense. Without such a plan, you cannot figure out whether or not you are likely to achieve the tax savings in retirement that would warrant paying higher taxes now."

Natalia presents How to make money trading Forex posted at PipTub, saying, "This article is about how to make money in Foreign Exchange."

Financial Uproar presents Does Cool Have A Spot In Your Portfolio « Financial Uproar posted at Financial Uproar, saying, "My look on how much influence "cool" should have on your investment decisions."

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