Carnival of road to financial independence #16











Welcome to the February 23, 2010 edition of road to financial independence.




Beating Inflation





Curt presents 7 Steps to Lift Yourself Out of the Recession: Series Introduction posted at PennyJobs.com.





HighestCDrates presents What is a Certificate of Deposit? posted at Highest CD Rates Info, saying, "A certificate of deposit can be a stable addition to any portfolio."



Frugal Living





Annette Berlin presents Reu$e And Save Series: Plastic Bags posted at Stuff With A Purpose, saying, "Because plastic bags are not biodegradable, I try to avoid them whenever possible. When they can’t be avoided, I try to at least reuse them. Here are ten ways I utilize plastic bags a second time."





Inside Mutual Funds presents How To Raise Your Credit Score posted at Spare Dollars, saying, "Your credit score can mean everything when it comes to getting a loan and not paying as much back in interest. By taking care of your credit score you can save yourself hundreds or thousands of dollars in interest. This article talks about a few easy ways to improve your credit score."





Tom Tessin presents How Buying Online Saves You Money posted at FSC Blog, saying, "If you're shopping in the stores.. stop! Find out why you should shop online."





MDP presents Free Money posted at My Dollar Plan.





Darryl Holland presents Why You Should Care About Your Credit Scores posted at Credit Secrets Revealed By Darryl, saying, "Learn to improve your credit score by up to 247 points in the next 90 days.Soon you will be able to proudly run a credit check with no shame.Stop paying more interest for your loans and credit cards.Start getting those low interest rate loans that you deserve.The Credit Secrets Revealed ebook will help you solve your credit problems."





James Adair presents New FHA Rules! (how does this effect Portland?) posted at Oregon Mortgage Blog, saying, "Federal Housing Administration is planning to introduce new rules by increasing its cash position and lower its risk profile for about a year. This increase will affect the down payment, as the first payment amount changed by FHA would increase from 3.5% to 5% down. This increase will affect the down payment, as the first payment amount changed by FHA."





ATP presents Frugal Living posted at BLOGGING MY WAY OUT OF THE RAT RACE.





Peak Personal Finance presents How Much Mortgage Can You Afford? posted at Peak Personal Finance, saying, "Remember these extra costs of home ownership the next time you shop for a house."





jim presents How to Build a Zero-based Budget posted at Blueprint for Financial Prosperity.





Steve Faber presents Propose To My Girlfriend » Cheap Wedding Plans – How to Save A Bundle of Money on Your Dream Wedding posted at Propose To My Girlfriend, saying, "Here are some powerful strategies to avoid starting off your life together deeper in debt than you need to. Sure many times the bride's father kicks in a nice wad of cash, but many people simply don't have that luxury."





Jasmine Hall presents 50 Best Money Blogs for Women posted at Accounting Degree.com.





Joe Johnson presents How to Be Fashionable on a Budget posted at Fashion Merchandising, saying, "About saving money and resisting impulse purchases when buying clothes."





Case Ernsting presents Unemployment Doesn?t Have to Suck posted at FinditLocal411 Blog, saying, "With so many jobs disappearing from the table in this tough economic times, it's important to manage your finances until you land on your feet. Unemployment is something many of go through, and with some hardwork, you can get out of this tough financial situation."





BWL presents How Much Can You Afford To Pay For A House? posted at Christian Personal Finance, saying, "A look at how much house we can afford and how much we should buy..."



Passive Income





Darwin presents Business Development Companies – Excellent Overlooked Investment Strategy posted at Darwin's Finance, saying, "If you haven't heard of Business Development Companies, this article highlights some of the opportunities and risks associated with these high yield investments."





James The Traveler presents Ways To Make Money Online posted at Make Money Right Now, saying, "Your Own Online Business Can Lead To Financial Freedom."





Steve Patterson presents How To Use Video Marketing To Showcase Yourself Online posted at Technology, saying, "At some point in the video, when the time is right, mention your website."





MyMaria presents What Makes a $1,000+ eHow Article? posted at My Work at Home Mom Blog, saying, "As a work at home mom, building passive income through online writing allows me more time with my family. I've used eHow to build residual income -- and have had several articles earn over $1,000 a piece in the process."



Reducing Expenses





Lynnae presents YNAB 3 Personal Budget Planning Software Review posted at beingfrugal.net, saying, "Budgeting is the best way to figure out what expenses you can reduce."





MDP presents Do You Have a Worst Case Scenario Plan? posted at My Dollar Plan.





Peak Personal Finance presents Tax Time: Home Related Tax Breaks posted at Peak Personal Finance, saying, "Don't miss these tax savings from home ownership."





MDP presents Do You Overlook the Indirect Costs? posted at My Dollar Plan.





Patrick @ Military Money presents Which Types of Insurance Do You Really Need? posted at Military Finance Network, saying, "This article covers some of the basic types of insurance needed by most people, young and old."





Ki Gray presents Determining Whether to Refinance Your Mortgage posted at National Real Estate Blog.





jim presents Best Free Checking Accounts posted at Blueprint for Financial Prosperity.





Peak Personal Finance presents 3 Things to Ask Yourself When You Refinance | Peak Personal Finance posted at Peak Personal Finance, saying, "Keep these tips in mind if you are thinking of refinancing."





Four Pillars presents How To File Your Federal Taxes Online For Free posted at Quest For Four Pillars, saying, "Free online tax filing suggestions."



Stock Investments





Aussie Investor presents Best Shares To Buy In 2010 posted at Australian Investing, saying, "Buying shares over the past couple of years has certainly been a hair-raising experience for most of us. It's been an extraordinary roller coaster ride. So how do we restore our investment portfolios back to their former glory? In this post, the author offers some tips to help you find the best shares to buy for 2010."





Big Cajun Man presents De-Cluttering Financially posted at Canadian Personal Finance Blog, saying, "Just like getting rid of clutter around the house is important, de-cluttering financially is important too!"





Frank Goley presents Business Success Strategies by ABC Business Consulting » Blog Archive » Developing and Implementing A Winning Marketing Plan posted at Business Success Strategies, saying, "The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed."





Frank Goley presents Strategic Planning for Business Success posted at Business Success Strategies, saying, "The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed."





Frank Goley presents Small Business Finance: Equity, Debt, Cash Flow and IPO posted at Business Success Strategies, saying, "The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed."





Abdulrasool Sumar presents How to Retire as a Millionaire with your 401k Plan and 7 Strategies to Achieve Growth of your 401k Plan posted at 401k, saying, "Learn the story of Knute Iwaszko who saved $1 million in his 401k plan with a $60,000 annual salary and paying the costs to raise 5 kids. You do not have to be a Goldman sachs CEO or a whiz kid on Wall Street making millions!"





stockman presents Chart Base Patterns posted at Learning Stocks, saying, "A key to being a succesful stock trader is learning how to spot chart base patterns and when to buy a stock. A chart base often acts as a foundation for stocks to “jump” off of; to begin a large share price increase."





Dividend Growth Investor presents Realty Income (O) Dividend Stock Analysis posted at Dividend Growth Investor.





Frank Goley presents BUSINESS SUCCESS STRATEGIES » Blog Archive » Why a Business Plan is so Important to your Business Success posted at Business Success Strategies, saying, "The business success strategies blog is written by small business success expert, Frank Goley, the chief business consultant for ABC Business Consulting. Frank has more than twenty years experience helping companies start, grow, turn around and succeed."





Alan Johnson presents Market Timing Manipulation posted at The Reasoned Investor.





Debt Hawk presents Fidelity Enhanced Index Funds posted at Mutual Fund Explorer, saying, "The Fidelity Enhanced Index Funds were designed to follow a specific index and outperform it."





MDP presents Lending Club $100 Sign Up Bonus posted at My Dollar Plan.





FMF presents Is It Possible to Beat the Market? posted at Free Money Finance, saying, "Is it really possible to beat the stock market? Or are you better off simply investing passively in index funds? This post, along with comments by readers, debates the issue."





Patty Pedersen presents Seven Ways to Invest in Auto and Auto Part Stocks posted at AlphaProfit MoneyMatters - Investing Blog, saying, "Auto stocks are a favorite of the momentum crowd. Assets in Fidelity Select Automotive have swelled 20 times from a year ago. This article presents five prudent auto plays including Autoliv and Penske Auto."





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