Carnival of road to financial independence #14











Welcome to the December 15, 2009 edition of road to financial independence.





Frugal Living





Peak Personal Finance presents Considering a Health Savings Account posted at Peak Personal Finance, saying, "For some people, it can be a wise choice to have an HSA."





Tyler Tervooren presents Multiple Intelligences: Why You?re A Green Rock Star but Suck at Saving Money posted at Frugally Green, saying, "Ever wondered why you're a natural at one thing, but a complete dunce at another? According to the theory of multiple intelligences, it makes perfect sense. You see, there are actually 8 different ways that anyone can express the intelligence that they possess and the commonly accepted ones, well, aren't necessarily all that common.

Find out how you can identify what your natural learning styles and intelligences are and how you can use them to teach yourself better personal finance habits even if you hate numbers and suck at math by following my own case study."





Wenchypoo presents Just in Time For Black Friday and Beyond: Print Ad Susceptibility posted at Wisdom From Wenchypoo's Mental Wastebasket.





Roshawn Watson presents Becoming A Financial Champion posted at Watson Inc, saying, "Last week, I was counseling a college student about building a firm financial foundation. Upon reflection, here are three nuggets that profoundly changed my financial life."





Darwin presents Why I Passed on a 90% Pay Increase – What’s Your Price? posted at Darwin's Finance, saying, "Would you Pass on a 90% Pay Increase? I did. Here's Why - and what factors you should consider before quickly jumping ship."





Joe Manausa, MBA presents Understanding The Short Sale Process posted at Tallahassee Real Estate Blog, saying, "If you are working on a time-table of less than three months, you are not a good candidate for buying a real estate short sale. The process of buying a short sale can take from three to six months, and nobody who knows what they are doing is going to guarantee you a closing date."





Steve Faber presents How to Compare Car Insurance So You Get the Cheapest Rates posted at Cheap Car Insurance, saying, "The best way to achieve financial independence is to live on less and invest the rest. To do that, you have to cut back on expenses where ever possible. For many families, car insurance is one of the largest expenses they face, Here is one powerful way to cut those bills down to size a bit."



Passive Income





Mary Jones presents 8 Painless Ways To Cut Your Electric Bill This Winter posted at Construction Management Degrees.





r0dman presents Financial Self Sufficiency posted at r0dman.com.





supermom_in_ny presents How to Make Money Online With Hubpages posted at Getting Out of Debt, saying, "This is a great way to create passive income. HubPages cab be monetized with the following affiliate ID's: Kontera, ebay, adsense and amazon."





Patrick @ Military Money presents Should You Rollover Your TSP Account Into an IRA? posted at Military Finance Network, saying, "The Thrift Savings Plan is similar to a 401k plan for military members and government employees. This article discusses the pros and cons of rolling your Thrift Savings Plan investments into an IRA when you leave government or military service."





BWL presents Can you really make money by blogging? posted at Christian Personal Finance, saying, "A look at one blogger's analysis of the reality of trying to be a pro-blogger..."





The Investor presents Why a little passive income from a side project is worth a lot more than you think posted at Monevator.com, saying, "I’ve come to realize is that even a trickle of income from a passive income stream is a rich thing to own, especially if you have more than one or two such income streams."





Super Saver presents Maximizing our Social Security Benefits posted at My Wealth Builder, saying, "A strategy know as the 62/70 solution appears to be most promising, allowing us to have the proverbial cake and eating it too."



Reducing Expenses





Emily Simmons presents How to Make a Budget That Works posted at Be In Health Now, saying, "A budget is the foundation on which financial freedom is built, and becoming aware of your spending habits is one of the best ways to reduce your expenses! Learn the basics of budgeting here."





Nate Kragness presents My Free Cash | 10 Easy Ways to Save Money in Today's Economy posted at My Free Cash | Your Guide to Money Management, saying, "With the current state of the economy, saving money can be as important to your portfolio as making prudent investments. This article highlights ten easy ways to save money and minimize your expenses."





Alex presents The Best Free Online Budget Tracking Tool posted at MoneyStance - Money Making Opportunity Reviews, saying, "HOORAY, Alex has broken past the half million dollars in debt milestone and climbing his way toward goal #1. He also found a free online budget tracking tool that is assisting him in identifying his wife’s spending trends."





Finavigation presents The Basics of Building Wealth posted at Finavigation, saying, "Building wealth requires that you do some things that are relatively unexciting. This makes it hard for people to stop doing what they aren’t supposed to do and start doing what they are."





Joe Eitel presents New Loan Forgiveness Program for Law School Students posted at Consolidating Student Loans Online, saying, "Have you ever thought about going to law school? Well, there's never been a better time to do so--at least at two universities who have recently adopted a new loan forgiveness program aimed at law school grads. Basically, any grad who finds a job in the public service sector will have his/her student debt paid off by the university--this could save some students from paying back tens of thousands of dollars!"





FMF presents How to Get Consumer Reports Online Access for Free posted at Free Money Finance, saying, "A simple way to save on a great online resource."





Silicon Valley Blogger presents Best 0% APR Credit Card Offers posted at The Digerati Life, saying, "Lower your credit card bills with 0% interest offers. But make sure you cover your balance before the trial period is over."



Stock Investments





Tom @ Canadian Finance Blog presents Book Review – Winning The Loser's Game | The Canadian Finance Blog posted at The Canadian Finance Blog, saying, "Winning The Loser’s Game is written by Charles D. Ellis. Ellis is on the Board of Directors at Vanguard, which more than hints at his investment strategy in his book."





Sun presents The End of the Year Means It’s Time to Rebalance Your Portfolio posted at The Sun’s Financial Diary.





greg Group presents How to Get Rich and Stay Rich with Investing posted at Master Achievement.





That concludes this edition. Submit your blog article to the next edition of
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1 comment:

ChristianPF said...

thanks for the mention!!

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