Economy, Business, Credit, and Debit at the Roundup #7

Welcome to the May 20, 2009 edition of Economy, Business, Credit, and Debit at the Roundup.

kathryn presents Treat Yourself to a Free (Or Cheap!) Treat posted at Out of Debt Christian, saying, "Economy got you down? Pay a huge tax bill last week? Or just feeling the need for a special treat? This is your week! Here are three great free (or super cheap) treats to take advantage of..."

Home Based Business presents 21 Steps To Home Business Success posted at Online Home-Based Business Opportunity, saying, "Fifty million home-based businesses will be in operation by 1997, according to Link Resource's National Work-at Home Survey. All around the country, people who want more control over their lives are starting home businesses"

Roger Gordon presents what are annuities posted at what are annuities, saying, "Variable annuities have more funding options than fixed pensions since their performance depends on the choice of investment of the principal and return change. What"

Mark Aucamp presents Credit crunch means talking about money and the lack of it posted at Money Saving Tips, Consumer Finance, Expert, Advice and Help | Talk Money Blog, saying, "It’s not difficult to get involved with the debate about the credit crunch and the current national and global recession. Gordon Brown the Prime Minister is the ex-Chancellor of the Exchequer and he is well remembered for his continuous chanting of the word ‘prudent’ whenever he was delivering his budget speech. In fact some sad person would actually count how many times he said it while delivering his budget each year. He also regularly informed us he would steer Britain on a prudent course and would not allow ‘Boom and Bust’ on his watch. Well guess what we got a BIG BUST now!"

KCLau presents Bad Experience of Car Insurance Claim posted at KCLau's Money Tips, saying, "a story of bad experience with vehicle insurance claim"

Billeater presents Beyond the Basics- Dig Deeper and Save Money posted at Billeater.

debt kid presents No More Buy and Hold Strategy for Me posted at DebtKid.

Debt Freedom Fighter presents Features That Indicate a Good Credit Repair Program posted at Discover Debt Freedom!.

Savings Toolbox presents Squeezing More Savings Out Of Your Budget posted at Savings Toolbox.

apply4-credit presents New to Credit Cards? Here is What You Should Know posted at Apply4-Credit.

Tushar Mathur presents How to choose a financial planner posted at Everything Finance, saying, "There's retirement to plan for and college tuition for the kids. Insurance. Estate planning. And, oh, don't forget a wedding for your daughter. If all this sounds familiar, it may be time for you to start shopping around for a financial planner."

Simon Stapleton presents If You Have Objectives, Then Get an Implementation Plan posted at ACE Your Performance Review, saying, "Got objectives you will be reviewed against? Then get an implementation plan!"

John Russell presents In An Accident? Don posted at The Low Cost Auto Insurance Guru, saying, "You pay your premiums, but when your car is damaged, you balk because you fear a claim will mean higher insurance rates. Here"

Jack Schmidt presents 10 Really Fun Things You Can Do Today on the Cheap posted at SectorMatic Money Journal, saying, "Personal Finance | Everything for the Big Spender on a Budget. Now you can live like a fat cat, even if you're on a moeny diet. Laugh all the way to the bank with Jack Schmidt and SectorMatic Money Journal. It's for you!"

Leave Debt Behind presents Where to Get Your Free Annual Credit Report posted at Leave Debt Behind.

cody butler presents 3 Steps To Financial Freedom posted at Dream Life Coaching Blog. Ask your questions., saying, "If you wish to be financially free, then you must start your own business, here are three steps to do that."

Joseph presents How To Save Money When Doing Laundry posted at How to save money.

Destroy Debt presents My Credit Limit Got Lowered Below My Outstanding Balance posted at Destroy Debt.

James presents Work From Home - Writing Your First Freelance Article posted at Making Money Freelance Writing, saying, "The most intimidating thing for me getting started with working from home by freelance writing was writing my first article! I've covered some basics for writing your first article in your efforts to make money working at home."

Praveen presents Combining Fundamental and Technical Analysis in Stock Trading posted at My Simple Trading System.

Debt Free Destiny presents Cut These 7 Things Out of Your Life Now and Save Big posted at Debt Free Destiny.

CreditCardAssist.com presents Pump Up Your Rewards Programs posted at Credit Card Assist.

Ace presents The Things To Know About Web Hosting posted at Internet Marketing Ace.

Shaun Connell presents The 10-Step-Plan: How to Make Money Online posted at Make Money Online, saying, "The Internet is filled with thousands of blogs that teach tips for making money online — unfortunately, very few give you a detailed tutorial for how to build your own website that will contually earn an income indefinately. That’s what this page is for."

Michael Haltman presents Man, Is This A Real Bull Market? posted at The Political and Financial Markets Commentator, saying, "Why Do I Watch CNBC? I'm not sure, but if you look closely at CNBC during the day the anchors are all wearing Dallas Cowboys cheerleading uniforms. Men and women. Now it is my fault for watching it, as I have the option to change the channel, but I do like the ticker going across the bottom. Takes me back to my trading days."

Ben presents Financial Confession: I don't Budget posted at Money Smart Life.

Matthew Paulson presents Should You Consolidate Your Student Loans posted at American Consumer News.

Flea presents Be A Survivor: Frugality....The New Chic. posted at Be A Survivor.

All Others

Steven Lohrenz presents Culling the Herd posted at Steven Lohrenz, saying, "self improvement"

Bank Champ presents Failed Banks Not Required to Honor CD Rates posted at Bank Champ.

jim presents How To Get A Free FICO Credit Score posted at Blueprint for Financial Prosperity.

Rick Foreman presents Keeping Up On The Internet posted at Waiting for the Singularity.

Mr Credit Card presents Blogging Away Debt Interview- Tricia eliminates $37,614 of Credit Card in 3 Years posted at Ask Mr Credit Card, saying, "This is my interview with Tricia from Blogging Away Debt. She gives some excellent tips she has learnt on her journey to complete credit card debt elimination."

Roshawn Watson presents Hobby Lobby Raising Minimum Wage to $10 Hourly posted at Watson Inc, saying, "With the interminable focus on bad financial news that plagues most media, today it is great hear of companies (such as Walmart and Hobby Lobby) that are thriving in spite of (possibly because of) the recent economic turmoil."

Raag Vamdatt presents Highlights of the New Pension System / Scheme (NPS) for non-government employees :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com.

Gregory E. Rouse presents Finding Freelance Writing Jobs posted at Best-Home-Business-Opportunity Blog, saying, "With the Internet, freelance writing has never been easier. Publications can be read online, queries can be sent with email and new opportunities to be published are popping up daily."

Junior presents How To Evaluate Car Buying Deals posted at Car Commentary, saying, "When it comes to buying a car, everyone wants to get the most value they can for their money."

Vicky presents Wedding Planning On A Budget posted at Affordable Wedding Planning, saying, "Basic wedding planning help."

FMF presents And Yet Another Millionaire Says the Same Thing posted at Free Money Finance, saying, "Advice on getting wealthy from someone who is."

Sam presents Your Credit Report and FICO Credit Score. Good Credit Rating Makes Buying a Home Possible posted at Surfer Sam and Friends, saying, "Thanks for including my article. Here's an excerpt...

What Is My FICO Credit Score
What is a Good Credit Report
How to Get Good Credit

What is My FICO Credit Score?
Your FICO credit score is used to determine your credit risk. Having good credit means that you have a good FICO credit score. When you apply for a loan or a credit card, your lender will get your credit report from one of three credit bureaus. The credit report summarizes your good credit score. If you have a low FICO credit score, your lender will charge a higher interest rate, or may deny you the loan.

Your credit history is monitored by three different companies: Equifax, TransUnion and Experian. These companies are called “credit bureaus.” They compute your FICO credit score, based on your credit history. The Fair Isaac Corporation (FICO) developed the FICO score in the 1950s and the Federal Trade Commission has approved its use. A great FICO credit score is 800, but any credit score over 720 will allow a borrower to be approved. If your FICO credit score is under 600, you may have to pay a higher interest rate on your new mortgage loan and your new credit cards.
How Your FICO Credit Score Is Determined
For many years, it was a mystery how credit was scored. But the computations that make up a FICO credit score are now public knowledge. Your FICO credit score is weighted as follows: 35% is your payment history, with more weight on current history; 30% is your credit capacity, which is the amount of credit available to you; 15% is the length of credit; 10% is the accumulation of debt in the last 12 to 18 months; and 10% is the mix of credit. Your FICO credit score also takes into account where you live, how much you make and how much you owe. The complete formula is more detailed, but this breakdown gives you a starting point to build your own good credit score.
Get Your Free Personal Credit Report
Thanks to a change in the Federal Fair Credit Reporting Act, you are entitled to a free copy of your credit report once a year from each of the Big Three credit bureaus."

Donald Latumahina presents How to Make More Money posted at Life Optimizer, saying, "The amount of money you earn is proportional to the amount of value you contribute to the society. What you need to do to make more money is simple: contribute more value to the society."

Silicon Valley Blogger presents ETrade Online Brokerage Account: Top Broker Review posted at The Digerati Life, saying, "Thanks!"

Ray presents Citi Forward Card Review posted at Money Blue Book.

Lazy Man and Money presents Glad I Have an Emergency Fund posted at Lazy Man and Money.

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