Carnival of road to financial independence #6

Welcome to the April 21, 2009 edition of road to financial independence.

Beating Inflation

Silver Investor presents Why I'm Piling Into Silver posted at Gold Investing Info, saying, "Given the prospects of stagflation, buying silver is looking like a good investment option."

Summer Munyon presents How To Find The Bottom Of The Real Estate Market posted at Tallahassee Real Estate Blog, saying, "If you want to know the beginning of the next phase of the market turn, just keep an eye on the green line in the graph below. You can visit this graph (updated twice per week) at The Market Bulletin."

Frugal Living

KCLau presents Save money the stupid way posted at KCLau's Money Tips, saying, "Simple ways to save money"

MatthewPaulson presents How to Get a Mortgage with a Great Interest Rate in 2009 posted at Fine-Tuned Finances.

PFCreditCards presents Lower Your Monthly Subscriptions Cost by Calling posted at PF Credit Cards, saying, "It's simple. Just call to lower your monthly bills."

MoneyNing presents Inheriting Generations of Frugal Living posted at Money Ning, saying, "Think ahead and do something for your future generations. Start saving."

Dave presents Quick Tips Vol 5 posted at Cheapo Groovo.

Dollar Frugal presents Dollar Frugal » Blog Archive » Investing in Properties Now posted at Dollar Frugal.

Buck Weber presents 10 Great Resources For Free Books posted at THE BUCK LIST, saying, "The following sites give you access to an amazing number of resources you might not be able to find anywhere else."

Peak Personal Finance presents 3 Smart Personal Finance Tasks You Are Probably Putting Off posted at Peak Personal Finance.

Big Cajun Man presents Canadian Personal Finance Blog » Blog Archive » Advice for New Grads? posted at Canadian Personal Finance Blog, saying, "Start your new life away from school in a smart financial way."

Tiffany Colter presents Free Webinar coming, but until then? posted at Hidden Leaks, saying, "Coupons can be a valuable tool to stretching your dollars, but sometimes they cost more than you think. Find out when you should use them and when you should leave them at home. Plus, sign up for free webinars and get more money-saving tips!"

Kim Staudenraus presents When Frugal Costs You Money | Tranquility Financial Visioning posted at Tranquility Financial Visioning, saying, "There is a fine line between being frugal and being cheap, cheap costs you money, being frugal saves you money. Do you know the difference?"

Jim DeSantis presents 3 Reasons That Can Cause Your Family Budget To Fail posted at Free Family Budgeting eBook from On Line Tribune, saying, "Money is the only tool you have to secure your future and the future of your family and to live a good life today. Unless you get spending under control and start treating your household like the goldmine it really is, you are destined to struggle financially for the rest of your life."

Steve Faber presents Auto Theft Statistics – Where is the Best and Worst Place for Car Theft? | Secrets to Cheap Car Insurance posted at Cheap Car Insurance, saying, "Many people's car insurance bill is among their largest expense. Were you live can play a big role in that, and here's why."

FMF presents Free Money Finance: True-Life Stories of Saving on a Wedding posted at Free Money Finance, saying, "Real-life ideas for saving on a wedding."

FIRE Getters presents FREE Health Care for the Unemployed - Take Care Clinic posted at FIRE Finance.

Patrick @ Cash Money Life presents Should you change your own oil? posted at Cash Money Life, saying, "A look at how much money you really save when you change your own oil."

Silicon Valley Blogger presents FNBO Direct: Best Online Savings Account, ETrade Bank Interest Rate At 3% APY posted at The Digerati Life, saying, "Thanks!"

PicktheBrain presents Is a College Education Worth a Lifetime of Debt? posted at School Loans.

Passive Income

Finance Tips 101 presents Personal Grants To Pay Off Debt posted at Finance Tips 101.

Bank Champ presents High Yield Reward Checking Accounts posted at Bank Champ, saying, "This is a post about how those 5% high yield reward checking accounts work, I suppose it counts as passive income?"

ITAKEOFFTHEMASK presents Time Consuming Activities for Bloggers posted at Make Money Faster!, saying, "Are you guilty of time wasters when you blog? Efficiency is the key to successful blogging and making money online. Make money faster by saving time!"

Peter OBrien presents Chosing Your Keywords posted at Free Internet Marketing Tips, saying, "Keywords will not work for you if you keep them generic. Mostcustomers log onto the internet already knowing what they needor want. Remember, these shoppers can"

Richard Adams presents What Are The Benefits Of Setting Up An Ebay Store? posted at Open An Online Store.

Reducing Expenses

Investing School presents Realized and Unrealized Gains and Losses posted at Investing School, saying, "It is a simple subject but it is often confused. Unrealized and realized gains explained."

Bohden James presents 8 Easy Ways To Save Money Right Now posted at Easy Ways To Save Money, saying, "Money just doesn't go as far as it used to and trying to support a family in the process makes it even tougher. Sometimes it's the easy decisions that get overlooked because they make your life easier. Nobody ever said that saving money was going to be easy. If you want to save money, you have to work at it. Here's 8 simple ways that you can cut those expenses and start saving money today."

Nicholas Powiull presents Conscious Flex: How to Live Your Passion (How I Became a Fulltime Blogger) posted at Conscious Flex, saying, "Many people have emailed me about my new opportunity in becoming a fulltime blogger. It seems everyone is wanting a logical way of how I became a fulltime blogger and how they can produce the same results."

Mike presents This Great Depression Will Be Known As The Great Stagflation posted at Great Depression Version 2: Bear Market and Economic Depression, saying, "The current economic crisis is just beginning. It will wind up being known as the Great Stagflation."

Frank Vertin presents Just Buy Index Funds Directly posted at NO LOAD INDEX FUND, saying, "Buying an S&P 500 index fund through an investment counselor can substantially increase your initial purchasing costs and and drive up your annual management expense fees. Unfortunately, the vast majority of individual investors buy mutual funds and ETFs through brokers and investment advisers. Rarely do financial advisors recommend that you buy index funds with low fees. This is because low cost, no load mutual funds do not pay them as well as loaded, high fee mutual funds."

Richard M. Rothschild presents The Top 14 Low Cost Taxable United States Bond Mutual Funds (Low Minimum Deposit) posted at Bond Market Index Funds, saying, "The top 14 low cost taxable US fixed income funds with a $10,000 or lower initial deposit. Low investment management fees are very important with fixed income funds. Simply put, if you pay higher bond mutual fund fees, then these bond management expenses tend just to be a deadweight loss to you. When you pay more in bond mutual fund fees, you are just wasting your money."

Ralph Jean-Paul presents Building Self-Discipline posted at Potential 2 Success, saying, "The most disciplined business people are usually the most organized, efficient and successful. They are also the people that make the most money. Learn to build self-discipline in your personal and professional life and see the difference it will make."

Raj Patel presents Planning for Emergency Expenses When Paying Down Debt posted at DebtGoal.

Stock Investments

Steve Patterson presents FastSwings - Blogs - US Markets Rally Despite Being Overbought posted at FastSwings, saying, "Looking for a bottom in the stock market to switch from short positions to long positions."

Michael presents Save Money with Discounts on Your Auto Insurance Policy posted at Vital Motion, saying, "No one likes to pay auto insurance premiums, but you can cut down the cost of your policy with a number of different discounts."

jim presents The Complete Idiot's Guide to Value Investing posted at Blueprint for Financial Prosperity.

Larry Russell presents Most Individual Investors Are Poor Personal Portfolio Managers | Personal Investment Management posted at THE SKILLED INVESTOR Blog, saying, "Investors more easily understand investment costs that are directly measurable, such as fees deducted on investment statements. However, many investors ignore or are unaware of the opportunity costs of their sub-optimal investment behaviors. Opportunity costs are usually much more difficult to measure directly, but these investment costs can be even higher than more visible investment fees."

Walter W. Fouse presents 7 Ways to Pick the Best Noload Mutual Funds and ETFs posted at Best No Load Funds, saying, "The vast body of investment research studies show that there really are better approaches to buying and owning mutual funds and ETFs. You do not need to frantically chase fund performance. Performance chasing simply does not work."

James Fowlkes presents 5 Steps to Becoming a Better Investor posted at

Stock Trading Brokers presents SEC Considers Proposal for Uptick Rule posted at Stock Trading Brokers, saying, "Bring back the uptick rule. There was actually no harm done when it was there. When it's not broken, don't fix it. Now that people have shed light on it, of course there are criticisms."

Ripe Trade presents Ripe Trade: Leveraged and inverse ETF pitfalls posted at Ripe Trade, saying, "This post explains the underperformance of leveraged and inverse ETFs because they are designed to track the underlying index based on a 1 day performance, these ETF’s wont track well over longer periods of time."

Jae Jun presents How to Invest In the Stock Market-Background posted at Old School Value, saying, "A personal story of why anyone can learn to invest in the stock market."

Zach Scheidt presents Joseph A Banks - Defying All Odds posted at ZachStocks, saying, "Jos. A. Banks Clothiers, Inc. (JOSB) has delivered stunning results despite a very difficult economic environment. The company handily beat expectations and reported a strong fourth quarter due to aggressive promotions. The stock still looks attractive and could be a high flier in coming weeks."

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Jim said...

Thanks a bunch for including my post in your carnival. I hope it helps someone with their personal finances.

I am bookmarking your carnival to 20 sites through OnlyWire.

Jim DeSantis

patrick said...

Thanks for hosting! :)

Personal Finance News said...

Thanks for hosting and including my article!


UPrinting Affiliate Program said...

This is a great learning resource! Really great insight on personal finances. I like the one on Planning for Emergency Expenses When Paying Down Debt. I'll definitely try to check out everything! Thanks!


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