Carnival of the road to financial independence #1

Welcome to the first edition of the carnival of "The road to financial independence". Hope you enjoy the posts as much as we enjoyed putting this together!

Passive Income:

Hank presents Dream More, Work Less posted at MiB Smarter Money, musings on quitting the day-job.

Carol Bentley presents Who is leaving cash on the table posted at Carol Bentley describing why it is important to diligently do sales follow-up as otherwise businesses loose a source of passive income.

Fatty presents Automated Day Trader: Double Moving Average Crossover, Test 1 posted at Fatty Fat Fat - an interesting day trading strategy that should be very effective in generating passive income in the tough market conditions that exist today.

Will presents Socially Responsible Investing: Go Green And Make Money At The Same Time posted at Money Galaxy - Socially responsible investing is the wave of the future and the kicker is that it promises to be a good sector to passively make money as well.

JCL presents A Move From 'Creative' Investing to More Traditional Methods posted at The Real Estate Investing Journey - a short synopsis of our road to learning how to gain passive income.

Frugal Living:

Benjamin presents How to Stop Cold Drafts in Your Home and Save On Energy Bills posted at Trees Full of Money - Imagine leaving a window open all winter long -- the heat loss, cold drafts and wasted energy! If your home has a clothes dryer, attic access hatch, a whole house fan, or a fireplace, that may be just what is occurring in your home every day.

KCLau presents My Greatest Financial Fears posted at KCLau's Money Tips.

Kathryn Forster presents The virtues and rewards of online shopping posted at Comfort Blanket - Save money by shopping online, and save yourself lots of time into the bargain!

Heather Levin presents How To Set Up A Community Lending Library posted at The Greenest Dollar. Community lending libraries are great ways to save money and live green. Plus, they enable you to get to know your neighbors. Here's how to get one started in your own neighborhood.

Tom Tessin presents Debt Relief Holiday Guide posted at FSC Blog - learn how to live on a tight budget during the holidays.

FMF presents The Economics of Braces (And How to Save Money on Them) posted at Free Money Finance - Saving money on a big expense.

MBB presents Christmas Shopping Deals With 0% Credit Card Offers posted at Money Blue Book. Credit card deals during the holiday shopping season is rising - might as well make sure you take full advantage of all deals offered.

Valeria presents 10 Painless Ways to Escape Being Squeezed by Your Plastic posted at Timeless Lessons.

George L Smyth presents One Minute How-To - How To Avoid Junk Fees posted at George L Smyth. George L Smyth explains how to identify and avoid the junk fees that are added without your knowledge.

Michael presents Consumer Debt Worst Offenders: Banks, Advertisers, and Advisors posted at Small Business Blog. When on your journey to financial freedom, you're going to get tempted into the world of consumer debt - there are people that really want your money! Here's a blog post on the big culprits of this major problem.

Wenchypoo presents Annual Rerun for 2008: Why We Skip the Holidays All Together posted at Wisdom From Wenchypoo's Mental Wastebasket.

Joe Manausa presents Discover The Secret To Making A ?Perfect? Home Buying Offer posted at Tallahassee Real Estate Blog. There are so many infomercials and advertisements claiming that you can buy a home for mere pennies on the dollar that many potential homebuyers are confused about what they should do. The goal of this short article is to help you develop a mindset that will allow you to buy the home of your dreams without paying too much for the home.

The Shark Investor presents How YOUR Saving Advice Caused The Financial Crisis posted at The Shark Investor. How frugal living can turn the things to worse?

Reducing Expenses:

Carlos Sera presents A Taco Tale; Financial Tales posted at Financial Tales based around an incident in which Bank of America charged $35 per overdraft for 6 overdrafts that happened on a single day-trip.

Hanna Kassis presents It’s Not Too Late To Fund Your Child’s Education posted at College Finance 101. The post dwells into ideas on reducing children’s college education expenses.

Charles Chua C K presents Financial Freedom - 7 Successful Steps posted at All About Living with Life. The post emphasizes the need for debt reduction as a first step.

Credit Shout presents Best Gas Credit Cards posted at CreditShout. Three cards that give the best rewards for gas purchases.

Dave presents Save on Health Care - Quick Tips posted at Cheapo Groovo - an informative article on the options available when trying to reduce healthcare costs.

Beating Inflation:

Sherin presents Economic Recession and Preparing for a Recession posted at Investment Internals - A study on the preparation for recession time. Focused on Savings, Portfolio and Job security. An educational article to help build self-defense against problems from economic slowdown.

Thursday presents 6 Ways to Fight Inflation posted at Wealth Junkies - Inflation is definitely on the rise in the U.S. and it is making it harder to stretch a dollar these day. There are ways to ensure that your money goes at least a little further even during inflation, though. While your bank account may not be able to keep up with inflation, you can still keep up with your needs.

Market Breaker presents It?s Been A Brutal Year posted at Stock Investing Tips. This year has been the worst year for the stock market since the Great Depression.

Covered Call Strategies:

Greg Group presents How to Make Money by Laddering Covered Calls posted at Associated Content - discusses a laddered covered call strategy that involves writing near-term covered calls at strike prices just above the current price and cash-secured puts just below the strike price. The strategy provides extra income in a volatile market in a protracted sideways market, but has very limited protection against sharp upward or downward movement of the stock price.

All Others:

Robert D Flach presents THAT TIME OF YEAR AGAIN posted at THE WANDERING TAX PRO, a compilation of end-of-year tax saving tips.

TheMoneyHawk presents How an $800 Tax Bill Taught Me Not to Be a Greedy Idiot posted at The Money Hawk. Through a personal example, TheMoneyHawk establishes why it is a bad idea to fund retirement plans without funding your emergency fund.

Mr. CC presents Being Organized During Bankruptcy Can Save You Thousands of Dollars posted at Ask Mr Credit Card's Blog - real-life experience of how thousands of dollars were saved in the face of bankruptcy by staying organized with finances.

FIRE Finance presents A Road To Financial Security - Introduction posted at FIRE Finance - a call to action to save now for future financial security.

Raag Vamdatt presents Understanding a Fixed Maturity Plan (FMP) :: RaagVamdatt.com :: Financial Planning demystified posted at RaagVamdatt.com - A comprehensive introduction to Fixed Maturity Plans (FMP).


Silicon Valley Blogger presents Keep Your Money Safe: Online Bank Accounts and More Savings Options posted at The Digerati Life - A post on money management.

The Smarter Wallet presents Manage Your Risk: Check Your Company's Financial Ratings posted at The Smarter Wallet. It's pretty important to manage risk well in order to be financially successful.

3 Moms presents Finding Happiness in a Simple, Debt-Free Life posted at Happy to be at Home. An inspiring post about getting completely out of debt and choosing to lead a simple contented life.

Khan presents Getting Personal About Your Finances posted at Higher Education and Career Blog - a call for action to youngsters on the need to understand and talk about personal finance.

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