RMCN Credit Services – An Excellent Resource for Credit Repair

RMCN Credit Services is a private company located out of McKinney, Texas. It is focused on providing clients with credit restoration and education services. The company’s vision is to help people in mending their own credit record. The founder, Doug Parker has first-hand experience having repaired his own less than perfect credit and then extending out to help family and friends in the same situation.

Credit repair service is a necessity for a lot of consumers that have settled bad debts with their creditors as bad debts on one’s credit report is NOT automatically deleted even after the debt is settled with a creditor. Further, investigating inaccuracies in a credit report involves going through the Fair Credit Reporting Act and the Fair Debt Collection Practices Act. To repair credit, the plan of action would involve contacting the credit reporting agencies and working with them to either verify the item they have reported as 100% accurate or delete the item.

Needless to say, the credit repair process can be time consuming and a specialized service like the one offered by RMCN credit services is valuable. RMCN’s credit repair process involves auditing the credit bureaus and creditors. Before enrolling, one could use their free credit report evaluation and repair information request form to gauge whether enrolling for the service makes sense. Once enrolled, the process is fairly automatic with the consumer receiving updates from the credit bureaus and creditors every 30-45 days and passing on the reports back to RMCN.